Congress Facing Same Struggles as Association Community with ACA

A large employer is examining its benefits for employees for the 2014 fiscal year (it’s an October to September organization) and it is realizing that the cost of providing insurance to employees and senior staff may be prohibitive.  Because of the complexities of the new law, it may no longer be able to cover 75%… Read more »

The Rise of Private Health Exchanges

Concerned that your state’s health insurance Exchange will not reduce costs, or will not be fully operational in time to effectively enroll people?  Do you want the benefits of an Exchange without unwieldy state restrictions?  There may be a solution for you – private Exchanges. On Monday, the global HR consulting firm Mercer announced the… Read more »

Vermont Insurers Post Exchange Health Care Rates

On April 3, Vermont became the first state in the nation to comply with the Affordable Care’s Exchange requirement to post upfront the cost of plans within the insurance marketplace.  Dubbed the “Vermont Health Connector”, the state’s Exchange now has examples and different options to help guide individuals and small employers through the tricky task… Read more »

Sebelius: Exchanges Will Open October 1, 2013

Testifying before the House Ways & Means Committee on Friday, Department of Health and Human Services Secretary Kathleen Sebelius told Congress that the federally-facilitated health care Exchanges will meet their October 1 deadline to be open to the public. All Exchanges are required to be operational beginning October 1, 2013, a scant five months away,… Read more »

ADP Analyzes the Impact of ACA Shared Responsibility for Large Employers

ADP, the human resources company, released today an analysis of the Affordable Care Act’s “shared responsibility” provision on self-insured large employers.  The shared responsibility requirement (also referred to as the employer mandate) requires employers with more than 50 full time equivalents (FTEs) to provide a credible level of insurance coverage for its employees or face… Read more »